Bullet Proofing Your Mortgage -
Day # 1:
why mortgage protection?:
Mortgage
Protection Insurance is much more than just a policy that pays off the balance of
your mortgage if you or your spouse would pass away prematurely. And it is much much
more than the PMI you were forced to pay for that only covers your lender.
Unlike Private
Mortgage Insurance (PMI)
if you or your spouse dies, Mortgage Protection Insurance gives the money
directly to you
or your family
so you can pay off your mortgage.
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If you think you are insured
by the insurance you got with your loan - think again! PMI only covers your lender!
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If you want to
protect your home you will have to purchase Mortgage Insurance personally -
directly from an agent.
Mortgage Protection Insurance is a complete package of coverage designed to pay cash benefits
to enable you to make your mortgage payments and ensure that whatever
happens to you, your family will be able to stay in your home.
There are very few licensed agents who truly
understand how to design an effective Mortgage Protection Plan - a program that
can actually Bullet Proof Your Mortgage.
You can give yourself access to professional
assistance from a Mortgage Protection Specialist by using our unique service.
Get a Quote Now!>>
A well designed
Mortgage Protection Plan will take into consideration these benefits:
Disability Coverage:
With a Mortgage
Insurance policy, if you are injured in say an automobile accident or while working
around the house, and are unable to work, your Mortgage Protection coverage will
provide enough monthly cash to
ensure your mortgage payments will continue to be paid. This gives you time to
fully recuperate without the worry or fear of losing your home.
Unemployment Coverage: Further, you may
be eligible for a form of unemployment coverage if available in your state.
If you
lose your job, your premiums will be waived for up to 6 months. This is designed
to allow you to have enough time to look for a good job and not be forced to
take just any job.
Return of Premium:
Unlike other
types Mortgage Insurance often has a Return of Premium provision (if
available in your state). If you do not need to use the policy, you are
guaranteed to receive the premium you paid into the policy at the end of the
term in one fantastic, tax-free lump sum! You can put that money into a
retirement fund or spend it on you and your family because you deserve it!
Conclusion:
No
doubt about it! Mortgage Life Insurance is better for you and your family than a
simple term-life insurance policy in the amount of your loan.
Mortgage
Insurance policies are designed to help keep your family protected in case
tragedy strikes.
Yes it is
possible to Bullet Proof your mortgage.
Get a Quote Now!>>
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