Bullet Proofing Your Mortgage
Day # 4:
             

death benefit:

The core benefit of all Mortgage Protection Plans is a Death Benefit.  The obvious purpose of a Death Benefit is to insure that your family will at the very least have a roof over their head if you were to die prematurely.

The appeal to most people of Mortgage Insurance over regular Life Insurance that you can get from your neighborhood insurance man is that you can tailor your plan to cover only the single most important asset you have ... your home. 

Don't be fooled into thinking that the Decreasing Term Life policy your local insurance agent can sell you is the same thing as a well designed Mortgage Protection Plan.  There are very few people who are trained experts in this field and you can have free access to one by using your system.

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Other Types of Life Insurance often use complicated formulas to calculate how much you are worth to your family.  Generally this is calculated by determining how much in earnings your family would lose over the next 20 years if you were to die today.  While these are in fact accurate numbers it is often beyond the means of most average wage earners to insure their families in this manner.

Additionally It has been our experience that many bread winners really don't want their spouse to be better off after their death than they were while they were alive - yet they do want to protect their spouse and their family.

Mortgage Protection Insurance allows a bread winner to have the peace of mind they deserve at an affordable price.
 

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