Bullet Proofing Your Mortgage
Day # 5:
             

return of premium:

Generally the most unique benefit provided by a well designed Mortgage Protection Plan is the use of a Return of Premium Rider.

Very simply put if you get to the end of the term of your plan your home will be free and clear and you will receive a lump sum of cash in the amount of all of the "unused" premiums you have paid over the years - tax free!

To find out if you qualify for a Return Of Premium Rider use our service to be put in contact with a Mortgage Protection Specialist.

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Mortgage Protection Plans can be designed to make certain that if you need the coverage while you have a mortgage to protect it is there for you.  And that at the end of your mortgage you will get back all the money you paid for having the coverage.

This is one of the few times in life that you can truly have your cake and eat it too. Since this is considered by the IRS to be a refund of premium not a dividend of any kind it will come to you - Tax Free!!

Imagine what it would be like to have this handsome little bonus to use for retirement, take a well earned extended trip or maybe for education expenses for either you or someone else in your family. 

You can use it however you want.  Its your money.  Paid directly to you in one lump sum. So be sure to discuss this rider with your Mortgage Insurance Specialist.
 

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