Return of Premium ...

More and more people are taking advantage of a relatively new benefit called Return of Premium. This benefit is in addition to those used to give you mortgage protection.  This benefit provides a full refund of premiums paid, less any amounts received, at the end of the term.

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For example, if you select a 20 year plan and your premium is $1,000 per year. At the end of 20 years you would receive a check from the insurance company for $20,000 – income tax free!

Yes, income tax free because this payment is considered a return of the premiums you already paid you will not owe any income taxes on this lump sum payment. Most people find this benefit appealing since they will probably outlive the term of the insurance.

You can use this wonderful lump sum for anything you desire, to enhance your retirement, take that dream retirement trip, pay for college education to name just a few.

Mortgage Insurance quotes take just a few minutes. It's that simple to start a solid plan that will protect you and your family for years to come.   What are you waiting for?

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