Tools and Information

Insurance Needs Calculator:

Evaluate Income Replacement Needs
What is your current annual income?	$
How many years will your spouse need your annual income to continue?
Other annual income sources (Bank Interest, Rental Properties, Dividends, Annuities, etc.)	$
Existing Assets that can be turned into cash within 3 months - without tax penalties.	$
The amount of your existing life insurance coverage. (If you have any)	$
What is Your Spouse's Annual Income?	$
How many years will you need your spouses annual income to continue?

Other Possible Insurance Needs -
     What is your home mortgage balance?
      What are your outstanding loans?
      What is your credit card debt?
      What is needed for final expenses?

Evaluate Debt Repayment Needs
Outstanding mortgage balance:	$
Outstanding loans:	$
Final expenses:( Medical, Funeral, Taxes)	$

More Things to Consider -
     How many years will each child be dependent on you?
     What is their monthly health and dental insurance costs?
     Does any child have special needs (health, educational)?
     What is the estimated cost of their college education?

Evaluate Continued Child Support Needs

Child:	Monthly Per Child:	Years Child Will Require Support:	College Expenses:
1	$	years
2	$	years
3	$	years
4	$	years
5	$	years

Life Insurance
Currently Needed:

Questions:

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Email Series:

Receive a free copy of our White Paper on the confusion surrounding PMI and a seven part email series on Mortgage Insurance and how to best utilize it in your circumstance.

Other Information:

Mortgage Protection Plan

Tools and Information ... to assist your understanding of Mortgage Protection Insurance

Insurance Needs Calculator:

Questions:

Email Series:

Other Information: